Questions, Answers, and Solutions for Appraisers Webinar 3

More Questions Involving the Appraisal Process

 

This webinar covers answers questions that occur during the ordering of the appraisals.  Questions answered in this section:

  • Fannie Mae & Freddie Mac say one thing and USPAP indicates another.
  • When providing appraisals for lending purposes, that are likely to involve these entities, which requirements am I supposed to follow?
  • Can I use Fannie Mae’s form for private or legal appraisals?
  • Is it OK for me to use Fannie Mae’s form for a private appraisal concerning a divorce?
  • I have checked the box on the form regarding highest and best use, why are lenders and AMCs asking for comments regarding this box or my H&B analysis?
  • I was told that for a VA loan the appraisal must indicate that the subject property has 30 years of remaining life, is that true?
  • Can the appraiser skip viewing the exterior of the comparables and use MLS photos instead?
  • Due to a blocked driveway I can’t inspect the exterior of the comparables, can I use the county assessor’s photos instead?
  • Do I really have to determine the adjustments in every appraisal?
  • I was told that Fannie Mae &/or Freddie Mac will not accept single line adjustments that are greater than 15% or total adjustments greater than 20%, is that true?
  • Are the terms “Pride of ownership,” “Poor neighborhood,” “Crime-ridden area,” “Desirable neighborhood,” or other similar terms acceptable for use in an appraisal?
  • What is a concession?

Duration: 1 hour 45 minutes
Price: One week access to the course for $15.00

At this time, there is no Continuing Education (CE) credit for online classes.

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